Understanding who can get a Costco card requires looking at the two distinct membership types available. The standard Executive Membership and the Gold Star Membership both provide access to the warehouse clubs, but they differ in cost and benefits. While the specifics of eligibility are straightforward, choosing the right card depends on your shopping habits and financial goals.
Primary Eligibility Requirements
To obtain any type of Costco membership, you must meet specific criteria set by the membership-only retailer. You must possess a valid government-issued photo ID, such as a driver’s license or passport, to verify your identity. Furthermore, you need a valid email address to complete the application process and manage your account online.
Age and Residency
Applicants must be at least 18 years old to apply for a membership in their own name. Minors are not permitted to hold a primary Costco card, although they can be added as dependents on a family membership. There is no requirement to be a citizen of the country where you are applying, but you must have a permanent address within that nation to qualify.
The Two Types of Memberships
Once you meet the basic requirements, you must choose between the two available tiers. The Gold Star Membership provides access to the warehouse and includes all standard benefits, while the Executive Membership comes with a higher fee but offers a 2% reward on qualified purchases.
Business and Commercial Options
Who can get a Costco card extends to business owners who require specific inventory. Costco offers Business Memberships for entities that resell products or use materials in the production of goods. This option is ideal for small business owners who need to purchase items in bulk for commercial purposes rather than personal use.
Tax-Exempt Organizations
Non-profit organizations that hold valid tax-exempt status are also eligible for special accounts. These entities can apply for a membership that aligns with their operational needs. This ensures that charities, educational institutions, and similar organizations can access the same wholesale pricing as individual members.
Authorized Users and Additional Cards
After the primary account is established, you can add authorized users to your account. These individuals receive their own physical card linked to your main membership, allowing them to shop independently. You can typically add one or two authorized users at no extra cost, depending on the card type.
Household and Family Sharing
Costco encourages shared access within a single household. Spouses, partners, and other family members living at the same address can be listed on the account. This structure simplifies household budgeting and ensures that everyone in the home can take advantage of the savings offered by the membership.
